Order Fresh Pears & Apples to Benefit Little Wheats Daycare
Sherman Development League Grant Cycle
Plans and Planning
Medicare Annual Enrollment, Oct. 15-Dec. 7
Links: Things to Think About & Things to Do
“Here comes the orator! With his flood of words, and his drop of reason.” ~Benjamin Franklin (1735)
1. Order Fresh Pears & Apples to Benefit Little Wheats Daycare
Little Wheats Daycare is excited to offer a fundraiser of Kiyokawa Orchards fresh picked local pears and apples- orders due THIS Friday, October 18th! Several varieties: Gala, Fuji, Red Bartlett, Anjou, and many more- perfect for fall baking, snacking or even to donate to your child’s class. Please contact Tabetha at 541-993-9618, or any Little Wheats family, to get your order in. Fruit will be available October 26th.
2. Sherman Development League Grant Cycle
Applications are available for 2019 Sherman Development League (SDL) grants. Grants can be applied for by 501(c)(3) and other non-profit organizations. Organizations that have received a grant from SDL are not eligible to apply until their current grant requirements have been met. Revolving loan funds are also available to for-profit entities and businesses.
Applications will be accepted until November 15, 2019, and grants will be awarded by February 1, 2020. To receive appropriate grant/loan application forms, please submit a letter of request which includes:
• A brief description of your project.
• State if the project is a capital expenditure, one-time program or pilot project, emergency assistance or a loan request.
• Identify the type of organization requesting funding.
Mail or email requests to:
Sherman Development League, Inc.
P.O. Box 11
Moro, OR 97039
Contact Melva Thomas at 541-442-5488 or email@example.com
3. Plans and Planning
Do you have plans for what you want from life? Do you have a plan for what you want to accomplish in your work? Today, let’s talk about why plans rarely seem to work as we think they will – and why we need them anyway.
Perhaps you have noticed, in the past, that making plans very seldom works. Well, at least not in the exact manner we expect when we write them. We have a goal. We break it down into action steps, and estimate how long each step will take.
But when we achieve the goal, we look back and see that very little actually went exactly as we had planned. Some things took longer, some things took less time; some things were skipped altogether, while other things we never expected required last-minute attention and quick decision-making.
However, without that “faulty” plan, we might never have achieved our goal at all. So even though a lot of plans may not work out the way we expect them to, without them we would wind up stuck in the mud of our own procrastination and lack of direction. Without a plan, it can be very difficult to see if we have made any progress.
When an airplane takes off, the pilot has a detailed plan to govern the trip, and it has been filed with air traffic control. Do you have a plan for getting what you want in life? Do you plan your time day by day, maybe hour by hour, to ensure that you are moving forward toward your goals? Do you put your plans in writing, and adjust them as you go? Do others close to you have an idea where you are going, so that they can be supportive?
If so, good for you! You are more likely to get to where you want to go than those who just fly through life by the seat of their pants, hoping they will make it. But then, you already know that, don’t you? That is why you make plans in the first place! ~The Pacific Institute
4. Medicare Annual Enrollment, Oct. 15-Dec. 7
(Salem) – The annual open enrollment for Medicare starts today and the Oregon Senior Health Insurance Benefits Assistance (SHIBA) Program in the Oregon Health Insurance Marketplace is ready to help. Medicare annual enrollment is Oct. 15 through Dec. 7.
Medicare is health insurance for people 65 years or older or younger than 65 with Social Security Disability Income. People living in Oregon who are 65 years or older may be eligible to sign up and find health insurance that best meets their needs. Medicare covers many medical costs, including visits to the doctor, prescription medications, and preventive care such as mammograms, colonoscopies, diabetes treatment, and blood pressure screenings.
Medicare annual enrollment for 2020 benefits runs through Dec. 7, 2019. Enroll in a Medicare Advantage (MA) or prescription drug plan (Part D) for the first time or make changes between these dates so coverage begins without interruption on Jan. 1, 2020. There is also an extended MA open enrollment period from Jan. 1, 2020, to March 31, 2020. You must be enrolled in an MA plan to use this extended open enrollment period to make any changes.
“Medicare Advantage and Part D plans are sold by private insurance companies that contract with Medicare,” said Lisa Emerson, Medicare (SHIBA) program analyst. “They can change their cost and coverage each year, so it’s important to do annual check-ups to make sure you have the coverage you need in 2020.”
There is a new Medicare plan finder tool this year, the first upgrade in a decade. The new plan finder is at https://www.medicare.gov/plan-compare/#/.
The finder allows users to shop and compare Medicare Advantage and Part D plans. The updated finder also provides people with Medicare coverage and their caregivers with a personalized experience through a mobile friendly and easy-to-read design that will help them learn about different options and select coverage that best meets their health needs.
SHIBA provides free health insurance counseling to explain how the Medicare program works, more insurance options that work with Medicare, and help with reducing out-of-pocket costs. SHIBA staff members, along with more than 200 certified counselors, serve many of Oregon’s more than 860,000 Medicare beneficiaries to help them understand their Medicare benefits and enrollment options. Free information and help is available by calling 1-800-722-4134 (toll-free) or visiting shiba.oregon.gov.
SHIBA also publishes an annual Medicare guide, which is available online and will be available in print in mid-November.
SHIBA is also advising people to protect their identity by guarding their Medicare card like they would their credit card or Social Security number. Identity theft from stolen Medicare numbers is becoming more common. To protect against identity theft, don’t share your Medicare number or other personal information with anyone who contacts you by telephone or email, or approaches you in person, unless you have given that person permission in advance. Medicare will never contact you (unless you ask them to) for your Medicare number or other personal information. Also, don’t let anyone borrow or pay to use your Medicare number.
SHIBA: To meet with a counselor, contact the toll-free SHIBA Helpline at 1-800-722-4134. You will be asked to enter your ZIP code to be connected to a program in your area. Visit https://healthcare.oregon.gov/shiba to find local help in your county, obtain a copy of the 2018 Oregon Guide to Medicare Health plans, and find Medicare education and enrollment events in your area.
Follow SHIBA on Facebook: https://www.facebook.com/OregonSHIBA.
SHIBA is part of the Oregon Department of Consumer and Business Services (DCBS), Oregon’s largest business regulatory and consumer protection agency. Visit dcbs.oregon.gov. Follow DCBS on Twitter: http://twitter.com/OregonDCBS. Receive consumer help and information on topics such as insurance, mortgages, investments, and workplace safety.
5. Links: Things to Think About & Things to Do